Yes. California publishes an export list of coverages the Insurance Commissioner has found are not reasonably available from admitted insurers, reviewed at an annual public hearing. For professional services firms, employment practices liability and patent, trademark and copyright infringement coverage both appear on it. That is a signal these exposures often sit outside standard admitted programs, so ask about them specifically rather than assuming a professional liability policy reaches them.
Related FAQs
Yes, and the date is 1 January 2034. Corporations Code section 16956 is written to be repealed then and replaced by a version covering only accountancy and law. The ...
Professional liability has no standard industry form, and that is the main reason quotes differ. General liability policies commonly start from a shared industry template, so two quotes are ...
Ask how defense is treated, because on professional liability it is usual rather than unusual for defense costs to come out of your limit instead of sitting on top ...
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