Yes, once you have any employee in California. For a financial institution the exposure looks clerical on paper, so the points underwriters actually ask about are branch security, cash handling, and how staff travel between locations.
Related FAQs
D&O typically extends to directors and officers acting in their roles, though terms vary by policy. We can review the specifics with you.
Given the data you hold, cyber exposure is often significant regardless of size. Coverage may be a sensible layer.
They often work together but cover different things, and many institutions carry both. We can walk you through how they may overlap.
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