It can, because carriers apply seasonal-occupancy and vacancy terms to a home left unattended for stretches, so we structure the policy around how the home is actually used and confirm what upkeep the carrier expects.
Related FAQs
A short-term rental typically needs its own policy with guest liability and loss of rental income, since a standard homeowners policy excludes business use, and we arrange that separately. ...
Often yes, and where the standard market declines a forest or lakefront home, we can pair a California FAIR Plan policy with a difference-in-conditions wrap so it keeps broad ...

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