Correct. It is not an insurance term and does not appear in policies. Every policy is a set of specific coverages with limits and exclusions.
Related FAQs
Not necessarily. Even that combination can leave gaps, such as low liability limits or no uninsured-motorist coverage. We can review yours.
Ask which coverages you have and whether the limits fit your needs. We will walk through it with you.
It is usually shorthand for liability plus collision plus comprehensive, often because a lender required that combination. It is convenient, but imprecise.
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