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Serving any minor, or an obviously intoxicated person of any age, is a criminal and Alcoholic Beverage Control (ABC) licensing violation, separate from any civil suit. California also requires on-premises servers and managers to hold Responsible Beverage Service (RBS) certification through ABC. Liquor liability insurance responds to covered third-party injury and damage claims and their defense; it does not pay ABC or criminal fines and penalties. We can help you sort out coverage and point you to the right compliance resources.

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