No, and trying to is usually the wrong structure. The owner of the goods insures the goods. What you carry is liability for your own failure to exercise reasonable care, which is a narrower and different thing. The connection people miss is subrogation: when the owner’s insurer pays a loss it can pursue you for causing it, and that recovery action is what your warehouse legal liability policy is actually defending. Some operators also buy a bailee form to cover goods regardless of fault, which is a commercial decision.
Related FAQs
No, and the distinction matters. It is liability coverage, so it responds when you are legally responsible for a loss, not simply because the loss happened in your building. ...
Usually not. Warehouse legal liability responds where the operator is legally responsible for the loss, and under the Uniform Commercial Code a warehouse is not liable for damage that ...
Yes, and it is the most useful thing on this page. Under the Commercial Code a warehouse is liable for loss caused by a failure to exercise the care ...
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