Losses you cannot document, and losses that belong to another policy. Property damage and bodily injury are elsewhere, and a data breach is cyber. Inventory shortages proven only by a physical count are commonly excluded, since a discrepancy is not the same as a theft. Loss discovered long after an employee left may fall outside the discovery period. Above all, a crime policy pays only on the insuring agreements you actually bought, so the schedule is what decides the answer rather than the policy title.
Related FAQs
Often yes, because smaller teams may have fewer checks on who handles money.
Not always. It often requires a specific insuring agreement, which we can help you review.
There is overlap, but crime and cyber address different things. Many businesses carry both. We can explain how they may work together.
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