Commercial Crime Insurance typically does not cover property damage, bodily injury, or cyber liability. A data breach, for example, usually needs Cyber Liability Insurance. Crime policies are also specific about which insuring agreements you have purchased, such as employee theft, forgery, or funds transfer fraud, so the schedule on your policy is what determines the answer.
Related FAQs
Often yes, because smaller teams may have fewer checks on who handles money.
Not always. It often requires a specific insuring agreement, which we can help you review.
There is overlap, but crime and cyber address different things. Many businesses carry both. We can explain how they may work together.
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