Environmental Liability Insurance does not typically cover intentional acts of pollution, known pre-existing conditions, or general liability claims unrelated to environmental incidents. For coverage of general business risks, a General Liability Insurance policy would be necessary.
Related FAQs
Often yes, because conditions like mold or legacy contamination can surface unexpectedly on owned property.
It depends on the form. Some respond to sudden events only, others may include gradual conditions. We can review the wording with you.
Usually not. Standard GL forms largely exclude pollution, which is why a separate policy typically applies.

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