It is California’s insurer of last resort, created by state law and run by an association of insurers rather than a state agency. It provides basic fire coverage for homes the standard market will not insure, so a property in a high fire risk area can still be covered against fire when private carriers decline it.
Related FAQs
You do not have to navigate it alone. Our team prepares and submits the FAIR Plan application, structures the DIC wrap around it, and explains what is and is ...
No. A FAIR Plan policy centers on fire and a few related perils, and typically leaves out liability, theft, and water damage. That is why our team usually pairs ...
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