Building coverage is for the structure you own; business personal property covers your contents, equipment, inventory, and furniture. Many businesses need both, or just contents if they lease.
Related FAQs
It depends on your goals and budget. We recommend you review the tradeoffs with us so there are no surprises at claim time.
Typically your business personal property and any improvements you paid for, since your landlord usually insures the building. We help confirm this against your lease.
It may help replace lost income and cover ongoing expenses while you recover from a covered loss.
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Talk to an advisor or request a quote. It takes about five minutes, with no commitment. Be insurance wise.
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