Usually yes, and that is one of the real advantages of the form. Most BOPs include business income and extra expense as part of the package rather than as a separately purchased limit, often on an actual-loss-sustained basis for a stated number of months. That is different from a package policy, where the business income limit is generally scheduled and has to be calculated. It still follows a covered property loss, so the underlying event must be one the property section covers. Check what period your form allows before you rely on it.
Related FAQs
No. Both are excluded from a business owners policy and are written separately. Earthquake is purchased as its own policy, typically with a deductible set as a percentage of ...
Not necessarily. It is often efficient, but the right structure depends on your risks. We help you compare the fit, not just the format.
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