In California, coverage is generally required as soon as you have any employees, even part-time ones.
Related FAQs
That is common. Many shops layer on professional liability, cyber, or trade-specific coverage on top of a BOP. We can walk through what your operation may need. ...
Usually not. Standard property policies and BOPs generally exclude earthquake, so it is typically arranged separately in California.
Often yes. A BOP typically still covers your build-out, fixtures, inventory, and liability even when you do not own the building. Your lease may also require certain coverage. ...
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