Work you have completed and parts you have installed sit under products and completed operations, which is a different coverage part from the premises exposure and is often where the significant claims in this trade come from. Faulty workmanship is treated differently across forms, and many address the customer’s vehicle you worked on differently from other property damaged as a result. What a specific form does with a specific claim is set by the wording and by the carrier.
Related FAQs
They address two different things that both happen in a shop. Garage liability is written around the operations of the business, including the premises and the work performed. Garagekeepers ...
The limit is meant to reflect the value of customer vehicles you hold at one time rather than the value of any single car, so the practical inputs are ...
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