It depends on size, complexity, who is involved, and what the contract requires. Smaller projects may use OCP or additional-insured status, while larger ones often use a wrap-up.
Related FAQs
Often yes. A contractor’s policy protects the contractor. Owners and other parties may want their own direct protection or additional-insured status, depending on the contract and the project. ...
No. Builders risk, or course of construction, covers the building itself while it is under construction. This hub covers liability to other people. Most projects typically need both. ...
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