Practices hold protected health information under HIPAA and the Confidentiality of Medical Information Act. A breach starts a 60-day HIPAA notice clock and, since 1 January 2026, a 30-day California notice clock under Civil Code 1798.82. Cyber coverage is built to pay for the notices, credit monitoring, forensics, counsel and, where insurable, penalties.
Related FAQs
It is designed to help replace lost income and cover extra expense if a covered event forces the practice to close temporarily.
No. A Medical Board investigation is a licensing matter rather than a damages claim, and a payer or Medicare billing audit is not patient care. Each sits in its ...
Not as a general rule. Business and Professions Code 2216.2 requires liability insurance or an interindemnity trust for surgery performed outside a general acute care hospital. Hospitals, credentialing bodies ...
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