Because the work is higher-hazard. Falling limbs, climbing, and heavy equipment raise both how often claims may happen and how severe they may be, which typically shapes the coverage you carry.
Related FAQs
It depends on the scope. Some tree service work requires a state contractor license. We can help you understand how licensing may affect your coverage.
It may be, under tools and equipment (inland marine) coverage, which is built to follow gear like chainsaws and chippers to the job site.
It may, through completed-operations coverage, which is why that piece matters for tree work. We can help you confirm how your policy addresses it.
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