Commercial Umbrella

Usually not by default. We can review whether that layer is available and appropriate for you.

It generally follows the terms of your underlying policies and does not add new types of coverage, such as professional liability, unless specifically arranged.

For a business the drivers are different from a personal umbrella. Three things usually set the working range. What your contracts and leases require, since many name a specific ...

No. It sits above them and requires qualifying underlying coverage to be in place.

The cost is based on various factors, including the size of your business, the industry you operate in, and the amount of coverage you need. Comparing multiple quotes gives ...

Even small businesses can face large liability claims that exceed the limits of their primary insurance. Commercial Umbrella Insurance offers crucial extra protection, regardless of business size. ...

Yes, the coverage limits and terms of Commercial Umbrella Insurance can be tailored to fit the unique risks and requirements of your business.

Commercial Umbrella Insurance provides additional coverage once the limits of your primary liability policies, such as General Liability or Commercial Auto Insurance, are exhausted.

Commercial Umbrella Insurance generally does not reach liabilities that your underlying policies do not cover in the first place. Professional errors and omissions are the common example, and those ...