No. Values are not guaranteed and depend on the policy terms, crediting, and costs. We do not project returns.
Typically through loans or withdrawals, which reduce the death benefit if not repaid.
No. The cash value crediting is linked to a market index, but the policy is not directly invested in the market. Values are not guaranteed.
The floor, often 0%, limits crediting on the downside. The cap or participation rate limits how much is credited on the upside. Both are set by the policy. ...
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