It is a key part of most institutional programs, subject to underwriting and policy terms, especially for organizations serving children or vulnerable people.
Those are excluded from standard property and addressed separately; we can review earthquake, flood, and DIC options with you.
Institutions have risks a standard business policy does not address well, such as abuse and molestation, D&O for the board, and specialized property.
Schools, religious organizations, nonprofits, associations, and cultural institutions, among others.





