No. Cash value is a feature of a permanent policy, not an investment, and we do not project or guarantee its growth.
Sometimes. Some term policies can convert to permanent coverage within a set window. We will explain any conversion options on the coverage you are considering.
Term often fits temporary needs at a lower cost, while permanent fits lifelong needs with cash value. Many people use one or a mix, depending on goals. ...
There is no single best type. The right fit depends on how long you need coverage, your budget, and whether cash value matters to you.





