Cyber coverage may respond to breaches and certain funds-transfer fraud, though terms and sublimits vary and are worth reviewing.
In California, workers’ comp is generally required once you have any employees, including part-time staff.
It is not always separately mandated, but lenders and business partners often require it, and it responds to claims that a surety bond does not.
No. A surety bond is typically required for licensing and protects borrowers and the state, while E&O and other policies protect your business. Most brokers carry both. ...
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