No. Fidelity is crime coverage for employee theft, which we handle separately.
A bid bond backs your bid, a performance bond backs your completion of the work, and a payment bond backs payment to subs and suppliers.
No. It guarantees your obligation to the obligee. If the surety pays a claim, you are expected to repay it.
Licensed contractors generally need a contractor license bond filed with the CSLB. The state sets the required amount, which can change.
They run for a term, and a lapse suspends the license. A California contractor bond must be on file before the CSLB will issue, reactivate, or renew a license, ...
Usually yes, at a higher rate. Credit is the main underwriting factor on a license bond, so the same $25,000 bond can be priced very differently for two contractors. ...
The surety investigates, pays the obligee if the claim is valid, and then looks to you for the money. That is the part that separates a bond from insurance. ...
A license bond is usually same day. A contract bond is underwriting. A California contractor license bond is largely a credit decision, so it can often be issued and ...
Surety Bonds Insurance does not cover direct business losses, damages to property, or liability claims. For instance, if your business suffers from property damage, you would need a property ...
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