It is permanent coverage that lasts your whole life and builds cash value, so the premium reflects more than temporary protection.
Whole life is typically designed with a level premium that does not increase with age, subject to the policy terms.
Yes, typically through loans or withdrawals. These reduce the death benefit if not repaid.
Whole life builds guaranteed cash value on a contractual schedule, subject to the policy terms and the insurer’s ability to pay claims. It is not an investment. ...
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