Insurance for Arborists
Quality Coverage Built Around Your Business Needs
Arborist and tree service insurance covers California crews in a high-hazard trade where workers climb, cut, and drop heavy limbs near homes, power lines, and people. It typically includes general liability with completed operations, workers’ compensation treated as a high-risk class, commercial auto, and tools and equipment coverage for chainsaws, chippers, and bucket trucks.
Tree work is among the more hazardous trades out there. Crews climb, cut, and drop heavy limbs near homes, power lines, and people, often using powerful equipment. We help California arborists and tree service companies build coverage that reflects the real hazards of the work.
Coverages arborists and tree services usually need:
- General liability, a core coverage responding to property damage from felling and cutting, including completed-operations claims.
- Workers’ compensation, required in California once you have any employees, with tree work generally treated as a high-risk class.
- Commercial auto, covering the trucks and vehicles used to haul crews, wood, and equipment.
- Tools and equipment (inland marine), protecting chainsaws, chippers, bucket trucks, and other specialized gear.
Who needs it? Arborists and tree service companies operating across California.
How we help: We take time to understand your crew size, the equipment you run, the height and type of work you take on, and whether your work requires a contractor license, then help you build coverage around those hazards.
