Maintenance Contractors Insurance
Coverage Built to Serve your Business' Needs
Property maintenance and artisan contractor insurance typically combines general liability with completed operations, tools and equipment coverage through inland marine, workers’ compensation, and commercial auto for work vehicles. In California, licensed contractors are generally required to carry a contractor bond through the CSLB, and workers’ compensation is required once you have any employees.
Whether you run a janitorial crew, a landscaping company, or work as a plumber, electrician, painter, or handyman, you spend your days on other people’s property with tools, equipment, and a reputation for quality work. We help California property maintenance and artisan contractors build a program that protects the work you do and the business behind it.
What does it cover?
- General liability with completed operations, which responds to claims that arise after a job is finished.
- Tools and equipment coverage, often through inland marine, for gear on the job and in transit.
- Workers’ compensation for employee injuries.
- Commercial auto for work vehicles.
- License and bond support where your trade requires it.
Many of these trades are licensed through the Contractors State License Board (CSLB), and licensed contractors in California are generally required to carry a contractor bond. In California, workers’ compensation is required once you have any employees, including part-time and seasonal crew.
How we help: we start with what you do, where you work, and what you carry, from tools and trucks to crew size and license status. From there we help you match coverages to your real exposures, with particular attention to completed operations and the tools that keep you working.
