Pool & Spa Insurance
Keep Your Business Afloat
Pool and spa service insurance covers California pool pros who work with heavy equipment, strong chemicals, and other people’s property around water. It typically includes general liability with completed operations, chemical and pollution exposure coverage, tools and equipment coverage, commercial auto, and workers’ compensation once you have employees.
Servicing pools and spas means working with heavy equipment, strong chemicals, and other people’s property, sometimes around water where children are present. We help California pool and spa pros build coverage that fits the work you do.
Coverages pool and spa services usually need:
- General liability with completed operations, covering property damage and injuries from your work.
- Chemical and pollution exposure coverage, for the pool chemicals you transport, store, and apply.
- Tools and equipment (inland marine), protecting the pumps, testing gear, and tools you carry from job to job.
- Commercial auto, covering the trucks and vans you use to reach customer sites.
- Workers’ compensation, required in California once you have any employees.
Who needs it? Pool and spa service technicians and companies across California.
How we help: We learn what services you provide, the chemicals you handle, and whether your work requires a contractor license, then help you build coverage around those specifics.






