Photographer and Videographer Insurance
Stay Up To Speed with a Quality Photographer and Videographer Insurance Plan for Your Business
Photographer and videographer insurance covers California creatives around expensive gear and one-time shoots that cannot be redone. It typically includes professional liability for a missed or failed shoot or lost footage, camera and equipment coverage on location and in transit, general liability for venue injuries, cyber liability for client files, and workers’ compensation once you have employees.
Your gear is expensive, your shoots are one-time events, and a client’s big day cannot be redone. Whether you shoot weddings, commercial work, or video productions, we help California photographers and videographers build coverage that fits the work.
Coverages photographers and videographers usually need:
- Professional liability (errors and omissions), for claims tied to a missed or failed shoot or lost footage.
- Camera and equipment coverage (inland marine), protecting your cameras, lenses, lighting, and gear on location and in transit.
- General liability, covering venue injuries and property damage.
- Cyber liability, protecting client data and the files you store digitally.
- Workers’ compensation, required in California once you have any employees, including second shooters classified as employees.
Who needs it? Photographers and videographers shooting weddings, commercial work, or video productions across California.
How we help: We look at what you shoot, the value of your gear, whether you travel or work internationally, and whether you produce published content, then help you build coverage around it.
