Accident Forgiveness
Don't Let One Accident Hurt Your Record
Accident forgiveness is an optional feature that may help keep a first at-fault accident from increasing your premium. It typically applies to eligible drivers who meet certain history requirements, and availability and terms vary. It does not erase the accident from your record; it may only prevent a related rate increase.
What does it cover?
- May prevent a rate increase tied to a first at-fault accident.
- Typically applies to eligible drivers who meet certain history requirements.
- Terms, eligibility, and availability vary by policy.
Who needs it? This feature may appeal to drivers with a clean record who want an added cushion. Because rules differ, an advisor can walk you through whether it is available and how it would apply to you in California.
