Schneiderman Insurance Agency
Schneiderman Insurance Agency

Medical Payments Coverage

Medical Payments Coverage2026-07-16T17:48:45-07:00

Medical Payments Coverage

You Can't Put a Price on Safety

Medical payments coverage, often called MedPay, helps with medical costs for you and your passengers after an accident, typically regardless of who was at fault. It may help bridge gaps such as deductibles, copays, or the period before other coverage responds, and it can apply whether you are in your car, another car, or a pedestrian.

What does it cover?

  • Medical and hospital bills for you and your passengers.
  • Costs that may apply whether you are in your car, another car, or a pedestrian.
  • Certain expenses your health plan may not fully cover, subject to your limits.

Who needs it? MedPay may help bridge gaps such as deductibles, copays, or the period before other coverage responds. It can be useful for households with passengers who ride along often or with health plans that carry high out-of-pocket costs.

Is MedPay the same as health insurance?2026-08-10T13:44:11-07:00

No. It is a smaller auto coverage that may help with crash-related medical costs, often quickly and regardless of fault.

Do I still need it if I have health insurance?2026-08-10T13:44:12-07:00

It may still help, since it can cover passengers and expenses your health plan may not.