Earthquakes are a reality for Californians, yet a surprisingly small percentage of residents--homeowners, landlords, and business owners--carry earthquake insurance. For many, the decision to go without coverage is driven by common misconceptions about fed
9.8 min read/The 1994 Northridge Earthquake stands as one of the most significant seismic events in California's history--not just for the devastation it caused, but for how it fundamentally reshaped the earthquake insurance market. The quake revealed critical gaps in
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