Can applicants who were never hired sue?

Good practices reduce risk but do not prevent claims from being filed. Defense alone can be costly, which is why many careful employers carry it.

Sometimes the defense, almost never the wages. Some carriers exclude wage and hour claims outright. Others add an endorsement with a sublimit that pays defense costs only, which stops ...

No. Workers’ comp covers workplace injuries. EPLI covers employment practices claims like discrimination, harassment, and wrongful termination.