Does workers’ compensation cover employment claims like discrimination?

Yes, certain claims can come from applicants. EPLI may respond depending on the allegation.

Good practices reduce risk but do not prevent claims from being filed. Defense alone can be costly, which is why many careful employers carry it.

Sometimes the defense, almost never the wages. Some carriers exclude wage and hour claims outright. Others add an endorsement with a sublimit that pays defense costs only, which stops ...