Possibly, through civil authority coverage, and the conditions are strict. Civil authority responds when an order of a civil authority prohibits access to your premises. Most forms require that the order followed physical damage to other property from a covered peril, and that the damage occurred within a stated distance of your premises, often one mile. They then pay for a limited number of days after a short waiting period. An evacuation warning with no damage nearby, or a closure ordered for smoke alone, may not meet it. Read the trigger on your own form.
Related FAQs
Enough to cover lost income and the expenses that continue during a realistic recovery period, which is the part most often underestimated. The figure is usually built from a ...
That may be covered by dependent or contingent business interruption, which some programs include or add. We will review whether it fits your business.
No. It follows a covered property loss, so the underlying event has to be covered by your property policy.
Ready to get started?
Talk to an advisor or request a quote. It takes about five minutes, with no commitment. Be insurance wise.
