Business Interruption Insurance

Enough to cover lost income and the expenses that continue during a realistic recovery period, which is the part most often underestimated. The figure is usually built from a ...

That may be covered by dependent or contingent business interruption, which some programs include or add. We will review whether it fits your business.

No. It follows a covered property loss, so the underlying event has to be covered by your property policy.

It is a short window after the loss before payments begin, often measured in hours. We will confirm what applies to your policy.

Possibly, through civil authority coverage, and the conditions are strict. Civil authority responds when an order of a civil authority prohibits access to your premises. Most forms require that ...

Generally yes. Business interruption coverage responds to lost income and the continuing expenses you still have to pay during a covered shutdown, which commonly includes rent, payroll, and utilities. ...

It is a time element coverage attached to the property policy, not a policy of its own. On a business owners policy it is usually built in. On a ...

For the period of restoration, which is not the same as how long you are actually closed. The clock runs from the date of loss and ends when the ...

It follows physical damage, which is what rules most of the disappointments out. There has to be direct physical loss or damage to covered property from a covered peril, ...