Often not, and that surprises people who are used to general liability. Additional insured status is routine on general liability and unusual on professional liability, because the point of E&O is to cover your professional judgment rather than to extend cover to the party judging it. Where a form does allow it, the status is commonly limited to the client’s vicarious liability for your work rather than their own acts. If a contract demands it, send us the wording before you sign, because the requirement may need renegotiating rather than endorsing.
Related FAQs
It is the date back to which your policy may respond. Keeping it intact when you renew or switch policies helps protect past work.
Not universally, but many professions, licensing bodies, and clients require it. We can review your situation with you.
A claims-made policy generally responds to claims made while the policy is active, provided the incident occurred after your retroactive date. Letting coverage lapse can create a gap. ...
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