Professional Liability

It is the date back to which your policy may respond. Keeping it intact when you renew or switch policies helps protect past work.

Not universally, but many professions, licensing bodies, and clients require it. We can review your situation with you.

A claims-made policy generally responds to claims made while the policy is active, provided the incident occurred after your retroactive date. Letting coverage lapse can create a gap. ...

General liability covers third-party bodily injury and property damage. E&O covers financial harm from your professional work. Most businesses that give advice need both.

To file a claim, you should contact your insurance provider as soon as possible. They will guide you through the process, which typically includes providing details about the claim, ...

Generally, premiums paid for Professional Liability Insurance are tax-deductible as a business expense. However, consult a tax professional to understand the specifics of your situation.

Yes, many policies allow you to add additional insureds, such as clients or business partners, which can be beneficial in contractual agreements.

There is no fixed formula, and four things set the working range. What your client contracts require, since many specify a limit and that becomes a floor. The size ...

Professional Liability Insurance typically does not cover intentional wrongdoing, bodily injury, property damage, or non-professional activities. For those risks, General Liability Insurance is usually the right place to look. ...