Professional Liability Insurance typically does not cover intentional wrongdoing, bodily injury, property damage, or non-professional activities. For those risks, General Liability Insurance is usually the right place to look. Exclusions vary between forms, so your policy is what determines the specifics.
Related FAQs
It is the date back to which your policy may respond. Keeping it intact when you renew or switch policies helps protect past work.
Not universally, but many professions, licensing bodies, and clients require it. We can review your situation with you.
A claims-made policy generally responds to claims made while the policy is active, provided the incident occurred after your retroactive date. Letting coverage lapse can create a gap. ...
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