To the retroactive date on your declarations, and no further. A claims-made policy names a date, and an incident that occurred before it is outside the coverage even if the claim arrives while the policy is live. Moving carriers can preserve that date through prior acts coverage, sometimes called nose coverage, so continuous practice stays continuously covered. Losing the retroactive date is one of the more expensive mistakes available when switching, and it is easy to do by accident. Send us the expiring declarations page and we will check the date carries across.
Related FAQs
Annually, and any time the practice changes what it does. Adding a procedure, adding an advanced practice provider you supervise, opening a second location, or treating patients by telehealth ...
On a claims-made policy, the answer depends on what you buy at the end. A claims-made form responds to claims reported while it is in force, so cancelling it ...
There is no standard figure. The range is usually set by your specialty and the procedures you perform, the requirements of any hospital, facility, or credentialing body you work ...
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