Annually, and any time the practice changes what it does. Adding a procedure, adding an advanced practice provider you supervise, opening a second location, or treating patients by telehealth across state lines all change the exposure being rated. Facility and credentialing requirements move too, and those are usually the practical floor on the limit. One California reason to look yearly: the MICRA cap on noneconomic damages rises every January under Assembly Bill 35, so the ceiling that shaped a limit decision in one year is higher the next. Current as of August 2026.
Related FAQs
To the retroactive date on your declarations, and no further. A claims-made policy names a date, and an incident that occurred before it is outside the coverage even if ...
On a claims-made policy, the answer depends on what you buy at the end. A claims-made form responds to claims reported while it is in force, so cancelling it ...
There is no standard figure. The range is usually set by your specialty and the procedures you perform, the requirements of any hospital, facility, or credentialing body you work ...
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