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Only if the coverage territory says so, and the default is narrower than most sellers assume. A standard general liability form covers worldwide bodily injury and property damage but generally only where the suit is brought in the United States, its territories, or Canada. Sell into a market where a claimant can sue locally and the base form may not respond. A worldwide territory endorsement is what changes that, and it is a deliberate purchase. If you sell through an overseas distributor or a marketplace that ships abroad, tell us, because it changes the form we need.

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