Product Liability

Claims can still arise, including alleged failure to warn. Coverage response depends on the facts, and we can walk you through it.

Yes. Under California’s strict standards, sellers and distributors can be named in a product claim, not just manufacturers.

Many do, and marketplaces often require it before listing. We can help you meet those requirements.

Products-completed operations coverage is often included within general liability, but limits and terms vary. We recommend you review how your products are treated with us.

No, but California law is the reason to carry it anyway. California originated strict liability in tort for defective products in Greenman v. Yuba Power Products (1963), which means ...

Only if the coverage territory says so, and the default is narrower than most sellers assume. A standard general liability form covers worldwide bodily injury and property damage but ...

No, and the two are commonly confused. Product liability responds to injury or damage a defective product causes to someone else. A recall is the cost of getting the ...

There is no single formula. The drivers are what the product is and how it can fail, how many units are in circulation and where they are sold, whether ...

Product liability insurance typically does not cover intentional harm caused by a product, professional negligence, or employee injuries. Professional negligence usually needs professional liability insurance, and employee injuries go ...