No, and the two are commonly confused. Product liability responds to injury or damage a defective product causes to someone else. A recall is the cost of getting the product back: notifying customers, shipping, storage, disposal, replacement, and the lost income while it happens. That is product recall coverage, written separately and often with its own sublimit and waiting period. A business can face a recall with no injury claim at all, and the liability policy does not fund it. Retailer and marketplace agreements increasingly ask for both.
Related FAQs
Claims can still arise, including alleged failure to warn. Coverage response depends on the facts, and we can walk you through it.
Yes. Under California’s strict standards, sellers and distributors can be named in a product claim, not just manufacturers.
Many do, and marketplaces often require it before listing. We can help you meet those requirements.
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