Product liability insurance typically does not cover intentional harm caused by a product, professional negligence, or employee injuries. Professional negligence usually needs professional liability insurance, and employee injuries go to workers’ compensation. Exclusions vary by form, so read yours for what it actually carves out.
Related FAQs
Claims can still arise, including alleged failure to warn. Coverage response depends on the facts, and we can walk you through it.
Yes. Under California’s strict standards, sellers and distributors can be named in a product claim, not just manufacturers.
Many do, and marketplaces often require it before listing. We can help you meet those requirements.
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