Usually yes. A roommate’s policy typically does not cover your belongings or your liability, so your own policy is often the safer choice.
Related FAQs
Loss of use, also called additional living expense, is the part of a renters policy that addresses the extra cost of living elsewhere after a covered loss: a hotel ...
Often yes, subject to your policy’s terms and limits. We can explain how off-premises coverage typically works.
No. Both are excluded from a standard renters policy. Earthquake coverage for a renter focuses on your personal property and, importantly, loss of use if the building becomes uninhabitable, ...
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