Loss of use, also called additional living expense, is the part of a renters policy that addresses the extra cost of living elsewhere after a covered loss: a hotel ...
Often yes, subject to your policy’s terms and limits. We can explain how off-premises coverage typically works.
Usually yes. A roommate’s policy typically does not cover your belongings or your liability, so your own policy is often the safer choice.
No. Both are excluded from a standard renters policy. Earthquake coverage for a renter focuses on your personal property and, importantly, loss of use if the building becomes uninhabitable, ...
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