Flood is excluded from home policies everywhere in the state and every property sits in a flood zone, high or low, so for a low-lying or beachfront South Bay home our team reviews a separate flood policy where the exposure is real, alongside the wind considerations near the water.
Related FAQs
Yes, apartment and rental property is a core part of our commercial book here, and we build coverage for landlords and owners including commercial property, general liability, and loss ...
By setting the dwelling limit to a reasonable reconstruction figure at current coastal construction prices rather than market value, adding extended replacement cost subject to availability, and scheduling valuables, ...
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