Yes, apartment and rental property is a core part of our commercial book here, and we build coverage for landlords and owners including commercial property, general liability, and loss of rental income sized to how each building operates.
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Flood is excluded from home policies everywhere in the state and every property sits in a flood zone, high or low, so for a low-lying or beachfront South Bay ...
By setting the dwelling limit to a reasonable reconstruction figure at current coastal construction prices rather than market value, adding extended replacement cost subject to availability, and scheduling valuables, ...
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