Not automatically. Earthquake policies are built around the dwelling, personal property and loss of use. Detached structures, hardscape, pools, retaining walls and exterior features are commonly limited or excluded unless specifically added, and the treatment differs between CEA and private forms. What is covered, and to what limit, appears on the declarations page rather than being safe to assume.
Related FAQs
Differently, because you do not own the building. Your association's master policy covers the structure, and where the association carries earthquake coverage, its deductible is typically assessed back to individual ...
There is no rate card, because the premium is built from the specific property. What moves it most: the age and construction of the home, whether it sits on a ...
There is no moratorium on buying CEA coverage, which is the most common misconception in California earthquake insurance. A CEA policy can be bought anywhere in the state, at any ...
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