There is no rate card, because the premium is built from the specific property. What moves it most: the age and construction of the home, whether it sits on a slab or a raised foundation, soil type and fault proximity at the address, the dwelling limit, and above all the deductible percentage. A 5 percent deductible costs considerably more than a 25 percent deductible on the same home. Rather than quote a range that would not survive contact with your address, we can price the same home at several deductible levels so you can see the trade directly.
Related FAQs
Differently, because you do not own the building. Your association's master policy covers the structure, and where the association carries earthquake coverage, its deductible is typically assessed back to individual ...
Not automatically. Earthquake policies are built around the dwelling, personal property and loss of use. Detached structures, hardscape, pools, retaining walls and exterior features are commonly limited or excluded unless ...
There is no moratorium on buying CEA coverage, which is the most common misconception in California earthquake insurance. A CEA policy can be bought anywhere in the state, at any ...
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