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Yes, with conditions attached to how the property was left. Theft of tools, equipment, and property in transit is a core reason the coverage exists. The conditions are where claims turn: many forms require a locked, fully enclosed vehicle, some exclude theft from a vehicle left unattended overnight, and some apply a separate deductible to theft. Employee theft is excluded entirely and belongs to crime coverage. Mysterious disappearance, meaning property that is simply gone with no evidence of how, is treated differently again by different forms.

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